Description
CENGAGE Personal Finance International Edition 10Th Edition 2010 Edition by E. THOMAS GARMAN RAYMOND E. FORGUE
"Personal Finance, 10/e, International Edition" offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. Throughout the text, real-life scenarios covering a wide range of financial challenges enable students to appreciate the relevance of key concepts, while useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples also clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new tenth edition continues to engage students' interest and focus their attention on the critical concepts they need to succeed in class - and to manage their finances wisely for a lifetime. Part I: FINANCIAL PLANNING. 1. Understanding Personal Finance. 2. Career Planning. 3. Financial Statements, Tools, and Budgets. Part II: MONEY MANAGEMENT. 4. Managing Income Taxes. 5. Managing Checking and Savings Accounts. 6. Building and Maintaining Good Credit. 7. Credit Cards and Consumer Loans. 8. Vehicle and Other Major Purchases. 9. Obtaining Affordable Housing. Part III: INCOME AND ASSET PROTECTION. 10. Managing Property and Liability Risk. 11. Managing Health Care Expenses. 12. Life Insurance Planning. Part IV: INVESTMENTS. 13. Investment Fundamentals. 14. Investing in Stocks and Bonds. 15. Investing Through Mutual Funds. 16. Real Estate and High-Risk Investments. Part V: RETIREMENT AND ESTATE PLANNING. 17. Retirement Planning. 18. Estate Planning.